UK Car Insurance For Young Drivers - Keeping The Costs Down

If you live in the UK, car insurance for young drivers is very expensive. In fact anyone under the age of 25, will pay a much higher rate than drivers in the over 25 group. Many years ago, it was common for a young person to be insured on their parents’ policy for the first few years they were driving, nowadays that isn’t allowed - it’s called fronting and it is illegal.

Many people believe that if their teenage son or daughter wants to drive, they should at the very least be made to pay for their own car insurance policy. The reason behind this is that, as they have sole responsibility over the factors that determine the costs of their insurance, they will be incentivised to take measures to make themselves safer drivers and so reduce the costs they pay - to me this makes perfect sense.

There are a number of other things they can do to keep costs down:

1. Make sure any car they buy is equipped with modern safety features. Cars today fitted with ABS, airbags and crumple zones are much safer than they have ever been. Cars with these features have a much higher safety rating and this can help lower insurance rates.

2. Drive less - I know that might sound crazy, but the more miles you drive the higher your rates will be, so cut out any unnecessary journeys.

3. Take an advanced driving course - Programs like Pass Plus or a defensive driving course can mean a 10% saving and will make you a better driver.

4. Buy a cheap car - when you first start driving, choose a car that is cheap to repair or replace if it ever gets damaged. Typically an expensive car will cost more to fix, so the insurance company will want more to insure it.

5. Use a number of Internet comparison websites to get as many quotes as possible. There are insurers who have a lot experience in the uk car insurance for young drivers market who should be able to offer you a better price than the high street agents.

Car Insurance For Teenagers | UK Car Insurance For Young Drivers - Keeping The Costs Down

UK Car Insurance For Young Drivers - Keeping The Costs Down

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